Phone: 204-771-0198

Vacant and Unoccupied Homes; What is your insurance coverage?

Don’t assume your insurance company will cover damages while you are away and your home is left vacant and/or unoccupied.  Insurance requirements are changing all the time and it is prudent to check with your agency prior to departing.   Certain preventative measures must be taken to show that you have been proactive in managing your insurance risk.  Some insuring companies suggest a more casual inspection of weekly or even monthly visits by a qualified individual.  More common is the requirement for  an home check every 72 hours.  A recent client indicated that to ensure full coverage it was suggested that daily inspections be taken.    Again, check with your insurance provider for any updated requirements.

The Canadian insurance brokers group has some good information on insurance coverage for vacant and unoccupied homes.   https://www.brokerlink.ca/blog/vacant_and_unoccupied_properties/

RECENT POSTS

Testimonials are Satisfying

I never ask for testimonials, but when they are recieved unsolicited, it certainly is satisfying.  We  try to treat our client's homes like it was our own.  The trust people put into our hands is acknowledged and we want to ensure their time away from home is...

Furnace Issues in Extreme Cold

Most homeowners have upgraded their furnaces to high efficiency models.  These typically come with an exhaust exit pipe at the side of the house. During winter with an abundance of snow and very cold temperatures, this exhaust pipe can be buried in snow or severly...

Travel – Nashville

Since most clients use Winnipeg Home Check services while they are away travelling, I thought I would provide some of my travel experiences. I recently spent some time in Nashville.  Here are my observations: Nashville on a Saturday night. This isn’t you...

we got you covered

Thinking about a summer vacation or going to the cottage? We got you covered. We can check your home while you're away, mow your lawn, water your garden and even take care of your hot tub / pool maintenance. You can leave your home with peace of mind that everything...

Sump Pump Troubles

Not everyone knows and understands the workings of the sump pump in the basement. It can save an expensive disaster, but a certain level of understanding and caution is necessary to ensure your sump pump is a preventive measure and not the cause of a problem. Kings...

Pin It on Pinterest