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Sump pumps can freeze in a Winnipeg winter
If you are going away during a Winnipeg winter, your sump pump may freeze and cause problems they are designed to prevent. Make sure you have someone checking your sump pump while you are away. It is important to keep your water flowing. Water flow is obviously...
Hey Winnipeg – winter’s coming
A September snowfall is "shot across the bow" that we may be in for a long tough winter. Here is a top five list of things to consider before winter fury is upon us: Trim your trees and bushes and pull out the garden. Fall is the best time to trim trees and bushes...
Hey Winnipeg – summer’s over
It was an amazing summer but sadly, it's over. Snow in September is the exclamation mark to signal...winter's coming. Here's a top five checklist to help you close out a most memorable Winnipeg summer: Close down the cottage, summer home, campsite. Of course we...
Spring is here! Are you ready for the cottage?
The first signs of spring are here and many Winnnipeggers are making plans for their first visit to the cottage. The lake is a lifestyle and past time for many in Winnipeg. During summer months cottage owners will often spend as much time as possible at the cottage...
Reduce your Risk of Basement Flooding
A flooded basement can happen without warning and all too easily. This can be particularly shocking if it occurs while you are away. The Insurance Bureau of Canada has some good information on basement flooding and some simple ways to reduce your risk....
You Likely Know Your Burgular
There is a good chance that the thief who entered your property while you were away is someone known to you. That's right, a recent survey in the United States indicated that 66% of residential break-ins were conducted by a neighbour, distant friend, relative or an...
Winnipeg Deep Freeze
Winnipeg is experiencing a major deep freeze. Already a number of cases of frozen pipes and flooded homes. If you are going to be away for any length of time, have someone check your home everyday. If you are not proactive protecting your home, your insurance may not...
Don’t assume your home is insured while you are away (for any reason)
If an emergency arose, such as a longer term stay in a hospital, don't automatically assume that your insurance coverage remains in place. Empty homes are a greater risk for insurance companies and they should be informed of material changes that compound the risk...
The Difference Between a Vacant Home and an Unoccupied Home
It is clearly understood that whenever a home is empty, it poses a much greater risk for damage, particularly water damage. With nobody home to take action or call an emergency provider, the longer the home is unattended, the greater the level of damage. Home...
Vacant and Unoccupied Homes; What is your insurance coverage?
Don't assume your insurance company will cover damages while you are away and your home is left vacant and/or unoccupied. Insurance requirements are changing all the time and it is prudent to check with your agency prior to departing. Certain preventative measures...
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